⚠ AUSTRAC Deadline: 1 July 2026 — Download your free templates and start building your AML/CTF program today. Loading… remaining.
📄 Free Templates

Free AML/CTF templates
for Australian accountants.

Download, customise and use. Every template is AUSTRAC-aligned, built for accounting practices, and completely free.

Word format — fully editable AUSTRAC-aligned content No email required Free forever

Free downloads

Everything you need to
build your program.

Five templates covering every document your accounting practice needs under Tranche 2. Download, fill in your firm's details, and you're ready.

📋
Free
AML/CTF Program — Part A

The general governance framework for your AML/CTF program. Part A is the foundation document that every accounting practice must have in place before 1 July 2026.

What's covered
Governance framework & AMLCO appointment
Risk appetite statement & PF controls
Employee due diligence & training requirements
SMR & TTR reporting obligations
Record keeping & 7-year retention
Senior manager approval section
📝 Word (.docx) ~8 pages Fully editable
Download Part A →
👤
Free
AML/CTF Program — Part B

The KYC and customer due diligence procedures. Part B sets out exactly how your practice identifies clients, verifies identity, assesses risk and monitors ongoing relationships.

What's covered
Customer identification — individuals, companies, trusts
Risk rating procedure with comparison table
PEP & sanctions screening procedure
Beneficial ownership requirements
Enhanced CDD for high risk clients
Ongoing monitoring schedule
📝 Word (.docx) ~9 pages Fully editable
Download Part B →
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Free
Firm Risk Assessment

Document your firm-level ML/TF/PF risk assessment. This is a separate requirement from client-level CDD — your practice must assess its own risk profile across all designated services.

What's covered
Service risk assessment table
Client base risk assessment
Country / jurisdiction risk register
Proliferation financing (PF) risk assessment
Key controls & mitigants table
Overall firm risk rating with approval
📝 Word (.docx) ~8 pages Fully editable
Download Risk Assessment →
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Free
Staff Training Policy

Document your AML/CTF training requirements. AUSTRAC requires all relevant staff to be trained before providing designated services and annually thereafter — this policy covers exactly that.

What's covered
Who must be trained and when
10-topic training requirements table
Approved training providers section
Training records requirements
Non-compliance consequences
📝 Word (.docx) ~6 pages Fully editable
Download Training Policy →
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Free
SMR & TTR Procedure

The Suspicious Matter Report and Threshold Transaction Report procedure. Includes red flag indicators, the 8-step filing process, timeframes, tipping-off obligations and an SMR register.

What's covered
What constitutes a suspicious matter
Transaction & client red flag indicators
8-step SMR filing procedure
Filing timeframes table
TTR requirements & structuring warning
Blank SMR register to maintain
📝 Word (.docx) ~7 pages Fully editable
Download SMR Procedure →
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Download all five

Get all five templates at once. Everything your accounting practice needs to build a complete AML/CTF program.

How to use these templates

Four steps to a complete program.

The templates are designed to be filled in sequentially. Start with Part A, work through each document, then upload them to SimpleAML.

1
Download the templates

Download all five Word documents above. They open in Microsoft Word, Google Docs or any compatible editor.

2
Fill in your details

Replace all [bracketed fields] with your firm's specific information. Each template includes guidance notes throughout.

3
Get senior manager approval

Part A and Part B must be formally approved by a senior manager. Use the approval tables included in each document.

4
Upload to SimpleAML

Upload your completed documents to the Policy & Approval section of SimpleAML. Your program is now documented and audit-ready.

Important: These templates have been prepared by SimpleAML (Click Seed Pty Ltd ABN 87 656 256 567) as a starting point for Australian accounting practices. They do not constitute legal advice. Your completed AML/CTF Program must reflect the specific circumstances of your practice, your designated services, and your actual risk profile. You are solely responsible for ensuring your Program meets AUSTRAC requirements. Seek independent legal advice where required.

Download the templates.
Then use the app.

The templates give you the documents. SimpleAML gives you the ongoing compliance system — client risk profiling, training register, evidence vault and more. Both free.

Open SimpleAML Free →
Important: SimpleAML templates are provided for compliance assistance purposes only and do not constitute legal advice. Users are responsible for ensuring their completed documents meet AUSTRAC requirements. Seek independent legal advice where required. Developed by Click Seed Pty Ltd ABN 87 656 256 567.